Documents required for car insurance

 

To protect your car from any damage on the road or while parked, including personal accidents of the owner and passenger. Third party liability may also occur for damage to others.

Comprehensive vehicle insurance:

Basic coverages of the car insurance policy:

Delta Insurance provides a car insurance program specifically designed to suit your needs and capabilities to give you peace of mind.

The car insurance program provides insurance cover for loss or damage to your insured car as a result of collision, coup, total or partial fire, total theft, burglary, or total destruction of the car.

The program also extends to include other insurance coverages, such as personal accident coverage for the driver and passengers, as well as civil liability for material damages resulting from the accident.

The car will be repaired at any of the repair centers chosen by the customer, and our company has no objection to paying the cost of the repair to the customer directly or to the place carrying out the repair pursuant to a transfer of right from the customer for damages that may occur to others as a result of an accident with the insured car.

First: Supplementary coverage:

The company is committed to compensating the insured for damage, destruction or loss that befalls the insured car and its accessories installed in it as a direct result of any of the following risks: -

·       Accidental collision and/or rollover.

·       Fire, explosion or spontaneous ignition.

The intentional act of a third party, provided that the perpetrator does not work in the service of the insured or the vehicle is in his custody, possession, or under his control, or by a member of his family (family means husband, wife, and children.

Loss resulting from burglary, theft, or attempted robbery.

During land or internal river transportation or crossing the Suez Canal (from one bank to another).

These policies also include civil liability coverage for material damage to third parties with a maximum of EGP 10,000 for a single accident or several accidents during the insurance period (free of charge). The customer can increase the limit of civil liability towards third parties in exchange for an additional premium.

Second: Civil Liability Coverage:

It covers civil liability for material damage to others, up to a maximum insurance amount for the insured car for one accident or several accidents during the insurance period.

Third: Insurance for civil liability against third parties, fire, and loss resulting from theft or burglary:

It covers loss, theft, damage or loss resulting from theft or burglary that occurs to the car due to fire, theft, and civil liability towards third parties only.

Fourth: Fire, theft or burglary insurance for lifted cars:

This is in the event that the insured requests coverage for the parked car against the risks of fire, theft or burglary, provided that the car to be insured is parked inside a private or public garage.

Additional coverages for the supplementary car insurance policy

As desired by the customer) (for an additional premium):

In addition to the basic coverages, there are various additional coverages to meet the needs of different customers: -

·       Personal accident coverage for the driver and passengers extends insurance beyond the borders of the Arab Republic of USA.

·       Road assistance service.

·       The dangers of riots, civil strikes, and labor strikes.

·       Natural hazards.

·       Political violence.