Car fire insurance

Rania Hanafy

12 Dec, 2023

It covers physical damage resulting from loss or damage to the insured items mentioned in the policy or in its appendices and located inside the insured property due to fire, lightning, fire resulting from an explosion, or fire resulting from a gas explosion or spontaneous combustion.

Burglary insurance policy

This policy covers incidents of theft or attempted theft that occur by attacking the place or places subject of insurance by breaking their openings or by digging into the walls, ceilings or floors leading to them to enter or exit from them, or that occur by coercion as a result of the display or use of weapons or the use of violence against the insured or any person. Follow it for a period of time.

Fire, additional hazards and burglary insurance policy

Delta Insurance Company has developed a program to protect the property of companies, institutions and individuals. This program contains many insurance coverages through which the insured (the client) is compensated for losses and material damages that result from the fulfillment of any of the insurance coverages present in this document, which are: -

The fire

It covers physical damage that results from loss or damage to the insured items described in the policy or in its appendices and located inside the insured property due to fire, lightning, fire resulting from an explosion, or fire resulting from a gas explosion or self-ignition.

Explosion

It covers material losses caused to insured property as a result of the risk of explosion inside the insured eye resulting from:-

· Mechanical explosion of boilers, steam engines, pressure appliances, internal combustion engines and other similar machines and installations.

· Chemical explosion.

· Dust explosion.

· Fumes explosion.

· Gas explosion.

· Riots, civil unrest and labor strikes.

· Risks of earthquakes, storms, floods or torrents.

· Aircraft or objects falling from them.

· Vehicle collisions with insured property.

· Water leakage from any overhead tank, fresh water pipes bursting, automatic sprinkler network water pipes and one of their heads bursting, or water leaking from them.

burglary

Incidents of theft or attempted theft that occur by assaulting the place or places subject of insurance by breaking their openings or by digging into the walls, ceilings or floors leading to them to enter or exit from them, or that occur by coercion as a result of the display or use of weapons or the use of violence against the insured or any of his subordinates during a period of time.

Comprehensive insurance policy (for commercial and industrial activities - hotels and tourist facilities)

This policy is a complex policy with multiple insurance coverages and includes coverage for fire, additional risks, and burglary, in addition to breach of trust, theft by force, broken glass, machinery malfunction, inventory corruption, and liabilities that result from practicing activities related to the insured property, as well as the resulting loss of profits. For business interruption due to a loss or act covered under fire and machinery failure.

All risks insurance policy

This policy provides broader insurance coverage than insurance against fire, additional dangers, and burglary, as it gives you comprehensive and integrated coverage for industrial units or commercial properties -...etc. against all risks except what is specifically excluded under the policy.

Some coverages can also be added to meet all your needs, including machinery breakdown, spoilage of inventory, loss of revenue/loss of profits, loss of rent, civil liability towards third parties, including liability towards landlords/tenants/liability of tenants towards landlords.

Expansions can also be added to the coverage, such as expenses for removing debris resulting from losses or damage to the insured’s property - fire extinguishing expenses - fees for engineering and legal consultations, those responsible for surveying and investigation operations, and architects, to name but a few.